Cebu’s got a lot going for it—amazing beaches, friendly locals, and a real estate scene that keeps growing. If you’re a foreigner eyeing Cebu, here’s the deal: you can buy a condominium unit, but you can’t own land outright under Philippine law. That’s why condos are the go-to for expats and retirees who want to call Cebu home. There…
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Buying a home is a huge milestone—and, let’s be honest, it’s a bit nerve-wracking for first-time buyers in the Philippines. There’s a maze of mortgage choices out there, each with its own quirks and hoops to jump through. Having a handle on the best mortgage options, like Pag-IBIG Housing Loans and bank housing loans, gives buyers a…
Buying agricultural land in the Philippines is a practical move for farming, agribusiness, or just as a long-term investment. The process is shaped by laws that protect both ownership and proper land use. Only Filipino citizens and Filipino-owned companies are allowed to own agricultural land—foreigners, on the other hand, have to stick to lease or corporate…
Buying a home shapes long-term plans, and the choice between pre-selling and ready-for-occupancy (RFO) homes plays a major role. Pre-selling homes sell before completion and often cost less, while RFO homes stand finished and ready to move in. Each option fits different needs, timelines, and risk levels. The right choice depends on budget, move-in timing, and investment goals. Pre-selling homes…