Natural disasters, fires, and floods can hit the Philippines at any moment. It really makes you think twice about leaving your house or property unprotected, doesn’t it? Property insurance in the Philippines helps homeowners and landowners recover financially if disaster strikes. Lots of Filipinos aren’t sure what property insurance actually covers, or even why it’s…
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If you’re ready to dive into the world of investment property Philippines, you’ve got a handful of tried-and-true options—using your own savings, taking out a bank loan, or applying for Pag-IBIG Fund assistance. Real estate in places like Metro Manila, Cebu, and Davao keeps drawing in new investors. But let’s be honest, figuring out the…
Cebu’s got a lot going for it—amazing beaches, friendly locals, and a real estate scene that keeps growing. If you’re a foreigner eyeing Cebu, here’s the deal: you can buy a condominium unit, but you can’t own land outright under Philippine law. That’s why condos are the go-to for expats and retirees who want to call Cebu home. There…
Buying a home is a huge milestone—and, let’s be honest, it’s a bit nerve-wracking for first-time buyers in the Philippines. There’s a maze of mortgage choices out there, each with its own quirks and hoops to jump through. Having a handle on the best mortgage options, like Pag-IBIG Housing Loans and bank housing loans, gives buyers a…