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Damaged cars and houses showing impact on Car or House Loan After Calamity and insurance options.

5 Key Facts About Your Car and Home Loans Post-Disaster

Ever wondered what actually happens to your car or your house loan after calamity strikes? When a typhoon, earthquake, or fire damages your car or house, the loan tied to that property doesn’t just vanish. You’re still on the hook for payments unless insurance swoops in and covers the entire balance—yeah, not the most comforting…

Elevated Cebu neighborhoods safe from typhoon floods overlooking the city skyline, showing hillside homes and green surroundings under warm sunlight.

7 Cebu Neighborhoods Safe from Typhoon Floods: How Higher Ground Saved the Day

When Typhoon Tino slammed into Cebu, most neighborhoods struggled as floodwaters rose fast. But a handful of Cebu neighborhoods safe from typhoon floods managed to keep dry and avoid the worst. What made the difference? Higher ground, better drainage, and stronger infrastructure kept these places safe. People in these Cebu neighborhoods safe from typhoon floods…