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A security deposit refund goes smoothly when both sides agree on three things before the lease starts. How much is held. What it can be used for. And when it comes back. You can return a security deposit without a dispute by pairing a clear lease with joint move-in and move-out records, deducting only for…
Rent from a Cebu condo, house, office, or warehouse counts as income. And the Bureau of Internal Revenue (BIR) expects a share of it. Most Cebu landlords owe some form of rental income tax. But the exact bill depends on your rent amount, your tenant type. And whether you file as a single or a…
Sixteen years of watching Cebu’s property market swing through highs, lows, and plenty of in-betweens have hammered home one thing: deals close when people trust the person guiding them. It’s not about the slickest brochure or the catchiest slogan, no matter what the ads say. Trust in Cebu real estate is built on real paperwork,…
Buying property in Cebu almost always comes down to two pieces of paper: a Contract to Sell and a Deed of Absolute Sale. They look similar, they both mention a buyer and a seller. And they both talk about a price. But they do very different jobs in a real estate deal. And mixing them…
Owning a home is a keystone of wealth… both financial affluence and emotional security.
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