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If you’re thinking about a Cebu condo purchase for rental income, one number really matters: yield. But here’s the thing—it’s easy to get that number wrong. A listing might promise 7%, but after you tally up the real costs, you might be looking at 5% instead. Cebu real estate tends to reward buyers who look past the…
Learn how to use a Pag-IBIG housing loan to buy property in Cebu — eligibility, requirements, loan limits, and which Cebu developments qualify.
You’ve probably seen posts like this in Cebu buy-and-sell groups: “Assume balance, low cash-out, just continue the monthly.” Sounds easy, right? Sometimes it is, but the details behind that catchy headline price matter a lot more than you’d think. Assume-balance—sometimes called pasalo—means you’re taking over someone’s still-active home loan. The seller’s already paid a chunk of it….
Cebu’s business districts run on people. And those people need somewhere to live. That reality has quietly turned a lot of landlords into corporate housing providers, whether they meant to or not. A company signs the lease, puts its staff or expats in the unit, and pays the rent every month—at least, that’s the idea….
